Stephen began working in the Lloyd’s Market in 1974. He was a reinsurance underwriter for 14 years and served on the Lloyd’s Non Marine Association Reinsurance Sub Committee for five years. He was a director of Beazley Furlonge and Hiscox Managing Agency and in 1991 he joined the RWS Members’ Agency as a director. Between 1991 and 2000 he was a non executive director of Cox Syndicate Management Ltd, a Lloyd’s approved ‘Peer Review’ underwriter for Cox. He became a founding equity director of Falcon Agencies Ltd in 1994. Stephen is ACII qualified and holds an SII Certificate in Securities. He is a non executive director of The Stop Loss Mutual Insurance Association Ltd and was appointed to his current position at HAL in 2002.